Water Heater Financing
0% Deferred Interest
*Financing is provided through Synchrony bank and is subject to credit approval.
Multiple Synchrony financing plan are available, please review the financing plans below and choose the one that best fits your needs. If you have questions, call 1-916-238-6500 to speak with a friendly water heater expert. We’re happy to help!
Synchrony Financing Plans
Plan 920 – No Monthly Interest if Paid in Full Within 6 Months (Deferred Interest)
On qualifying purchases made with your Synchrony Bank Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. $29 account activation fee may apply. Fixed Monthly Payments required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New Accounts as of 08/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 964 – 10.99% APR Until Paid In Full.
On qualifying purchases made with your Synchrony Bank Credit Card. $29 account activation fee may apply. Fixed monthly payments required for 82 months.
Interest will be charged on the promo purchase from the purchase date at a reduced 10.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.75% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 08/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 965 – 11.99% APR Until Paid In Full.
On qualifying purchases made with your Synchrony Bank Credit Card. $29 account activation fee may apply. Fixed monthly payments required for 86 months.
Interest will be charged on the promo purchase from the purchase date at a reduced 11.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.75% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 08/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Want to know what your monthly payments will be? We are here to help, just ask us about the payment calculator. Once your financing has been approved, we will review the promotions above, walk through the payment calculator and help you select the program that will work best for you. Have more questions, give us a call 1-916-238-6500 and ask our water heater experts about our financing program.